Uninsured and Underinsured Accidents

Uninsured and Underinsured Accidents

Being injured in an accident can be extremely traumatizing and handling all the issues that arise in the aftermath can be stressful and time consuming. If the person or entity that caused your accident is uninsured or underinsured, collecting the compensation that you are owed can be complicated and tedious. Flo’s goal is to ease your burdens by handling your personal injury claim for you, even when the party at fault is uninsured or underinsured. You pay nothing for our services until we collect your compensation on your behalf.

What does uninsured and underinsured mean?

In simple terms, when a person causes an accident, it is the responsibility of their insurance company to compensate the injured party. When the person who causes the injury does not have any insurance, they are considered “uninsured.” When the individual responsible for the injury does have insurance, but their insurance coverage is inadequate to cover the amount of compensation the victim is owed, they are considered “underinsured.”

How can I recover for my injuries if the responsible party is uninsured or underinsured?

Your Own Insurance Carrier: Most insurance companies allow you to add coverage to your policy in case you are injured by an uninsured or underinsured party. If your insurance policy contains this provision you should be able to collect the monies you are owed from your own insurance company.

Personal Injury Lawsuit: If the party responsible for causing your injuries in the accident is uninsured or underinsured, and your insurance policy does not allow you to file a claim for accidents caused by uninsured or underinsured drivers, you may be able to file a personal injury lawsuit to recover the compensation you are owed. The downside of this is even if you are able to prove your case and win the lawsuit, if the defendant does not have the means to pay you the money you are owed, you may only get a judgment against them.

How can Flo help me if I’ve been injured by an uninsured or underinsured party?

When you’ve suffered a personal injury your first step is to contact a knowledgeable personal injury attorney to assist you in recovering the monies you are owed. If the party that is responsible for your injury is uninsured or underinsured, your lawyer will seek other methods of recovering your compensation on your behalf. This is why it is crucial to retain an attorney that has the skill and expertise necessary to investigate and locate any potential sources of compensation.

As a sole practitioner, Flo is able to provide his clients with personalized attention. He is available 24 hours a day, 7 days a week to address should you have any questions regarding your ability to collect from an uninsured or underinsured party. He is adept at finding sources of compensation and pursuing those sources until you collect the money that you are owed. Contact Flo by calling or texting 877-356-4529 today.





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